Home & Content

Protect your home and belongings from unexpected events with comprehensive
coverage designed for lasting peace of mind and security.

Overview

Home and Contents Insurance provides complete financial protection for your property and personal belongings. It covers both the structure of your home — including walls, roof, and attached structures — and the contents inside, such as furniture, appliances, and valuables.

This insurance protects against common risks like fire, storms, theft, and vandalism, helping cover repair or replacement costs when unexpected damage occurs. Additional options, such as liability coverage, protect you if someone is injured on your property, while temporary accommodation benefits support you if your home becomes uninhabitable after an insured event.

Optional add-ons, such as flood or earthquake cover, can extend your protection. Understanding policy limits and deductibles is key to ensuring adequate coverage.

At ASR Insurances, our experts can help you tailor a policy that fits your home, lifestyle, and budget — ensuring lasting peace of mind and security for you and your family.

Coverage

What’s Covered: Tailored Insurance Solutions for Your Home & Contents

Home and Contents Insurance policies include coverage limits — the maximum amount payable for a covered loss. It’s essential to review these limits carefully to ensure they provide sufficient protection for your home’s structure and personal belongings.

This type of insurance is vital for homeowners looking to protect their investment and maintain financial security. At ASR Insurances, we recommend reviewing your policy’s terms, conditions, exclusions, and premiums with our expert advisors to ensure your coverage is comprehensive and tailored to your individual needs.

Frequently Asked Questions

What Does Home and Contents Insurance Cover?
Home and Contents Insurance provides protection for both the structure of your home and the personal belongings inside it. This includes coverage for loss or damage caused by events such as fire, theft, storms, vandalism, and other unforeseen incidents.

Coverage details can vary, so it’s important to review your policy documents carefully to understand what’s included and ensure your home and valuables are fully protected.
How Much Home and Contents Insurance Do I Need?
The amount of Home and Contents Insurance you need depends on the value of your property and belongings. Accurately estimating rebuild and replacement costs helps ensure you’re properly covered without overpaying on premiums.
Can I Customise My Home and Contents Insurance Policy?
Yes, ASR Insurances offers flexible Home and Contents Insurance options. You can add extra cover like accidental damage, valuables, or legal liability to tailor protection to your needs and budget.
How Are Home and Contents Insurance Premiums Calculated?
Premiums are based on factors like your home’s location, construction type, coverage amount, and claims history. Insurers also consider local risks such as flood or bushfire exposure when calculating costs.

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Contact with Us

Address: 2A 758 Blackburn Rd, Notting Hill, VIC 3168

Call us: 1300 150 350

Mon – Sat: 8.00am – 18.00pm / Holiday : Closed