Accident and Sickness Insurance provides essential financial protection if you’re unable to work due to an accident or illness. It helps individuals manage income loss and medical expenses during recovery, ensuring stability and peace of mind.

Personal Accident Insurance covers injuries such as fractures, burns, or dislocations and may include benefits in cases of accidental death or permanent disability.
Sickness Insurance protects against illnesses like heart disease or cancer that may prevent you from performing your usual work duties.

These policies typically offer income replacement, covering a portion of lost earnings, as well as assistance with medical, rehabilitation, and recovery costs. In severe cases, a lump-sum benefit may be provided for permanent disability or death.

At ASR Insurances, we tailor each policy to suit your occupation, income, and level of risk. Whether you’re self-employed, a company director, or part of a group workforce, we’ll help you find coverage that fits your needs — ensuring financial security when life takes an unexpected turn.