Professional Indemnity

Professional Indemnity Insurance is essential protection for professionals who provide advice, consultancy, or specialised services. It covers the legal costs, damages, and settlements arising from claims of negligence, errors, or omissions that result in financial loss for clients or third parties. This coverage is particularly valuable for professionals in fields such as law, accounting, architecture, engineering, and consulting, where mistakes can have significant financial consequences.

The policy helps cover legal defence expenses, court fees, and settlements in the event of a claim, protecting your business and reputation from the financial burden of litigation. It ensures that professionals can continue their work with confidence, knowing they’re protected against unforeseen liabilities.

Many policies also include retroactive coverage, extending protection to incidents that occurred before the policy’s start date, and run-off coverage, which applies after the policy expires — both critical for professionals starting new ventures or retiring.

At ASR Insurances, we understand that every profession faces unique risks. Our expert brokers work closely with you to assess your exposure and tailor a policy that provides comprehensive, cost-effective protection — helping you maintain credibility, compliance, and peace of mind.